Chapter 651 No Courage

As soon as he got to work, Nie Zhan called Kevrich and told him that he wanted to open a branch of Wansheng Bank in Moscow.

Kevrich thought he had heard wrongly: "You want to open a branch here?"

"Yes, what, don't you support it?"

Kevrich was silent. The government had just issued a new policy yesterday, and today Nie Zhan told me that he wanted to open a branch in Moscow: "What if I refuse?"

Nie Zhan smiled and said: "Then I can only find other people to cooperate with, but this will take more effort."

Kevrich sighed in his heart. He was very annoyed after knowing this new policy yesterday. He also graduated from the business school of a top university and knew very well what harm this new policy would bring to the country. However, the leader only listened to his confidants around him: "Such a big thing, I need to discuss it with my father and uncle."

"I'll wait for your good news."

After hanging up the phone, Nie Zhan turned around and called Nie Jingwen again, but did not mention going to Moscow to open a branch. Such a big thing must be discussed in person, not over the phone.

When Nie Jingwen heard that he invited him to lunch, he knew something was up: "Okay, my second uncle opened a new Cantonese restaurant, let's go and try it later."

Zhang Lanlan's ancestors were royal chefs, but her great-grandfather had no talent for cooking and later fell into decline. Fortunately, her grandfather inherited his talent for cooking, starting from a small restaurant to a big hotel, and then opened a food company.

The second brother of the Zhang family is also very talented in cooking, but he just likes cooking and has no interest in companies and big hotels. So the family company was inherited by the eldest brother Zhang, and he got some shares for year-end dividends. He said he was learning to cook from others outside these years, and thought it would continue like this. Unexpectedly, he stayed after returning this time and opened a private restaurant specializing in Cantonese cuisine.

"Okay."

At noon, the two met at a private restaurant and went to a private room. After sitting down, Nie Jingwen smiled and said, "What can't be said on the phone? We have to come out to talk?"

Nie Zhan didn't keep the secret and told him about his plan to open a branch in Russia: "Just borrow the name of Wansheng Bank. Jiaxin and I will raise funds. If you are interested, you can also participate."

Nie Jingwen was stunned: "Open a branch in SL? Ah Zhan, what do you think?"

Nie Zhan didn't talk about the new policy of SL, let alone his own speculation. He said: "Brother, I think there is a lot of potential in opening a branch in SL."

Thinking about the current situation in SL, he couldn't help but He said: "Ah Zhan, you should think about it carefully. The system of SL is different from ours. If we open a bank there, all the investment will probably go down the drain."

Nie Zhan smiled and said: "Brother, any investment will be risky. Jiaxin and I have discussed it for a long time and both think that this investment will not be a loss."

Nie Jingwen knew his temper and knew that he would not change his decision: "When we meet on Monday, I will bring this up at the meeting. They should not refuse."

It's not like he borrowed the name of Wansheng Bank for free. They would naturally agree if they paid the money. But he really didn't think it was a wise move to invest in SL.

Seeing that he couldn't convince him, Nie Jingwen didn't persuade him anymore: "Ah Zhan, you are 31 this year. Shouldn't you set a date for the wedding?"

The two got engaged, and the next step was naturally to get married.

Nie Zhan also wanted to get married soon, but the problem was that Jiaxin disagreed: "Brother, Jiaxin is still young, let's talk about marriage in two years!"

Nie Jingwen brought up Grandpa Nie: "Grandpa is old, just waiting to get married and have children, don't let Grandpa wait forever."

Nie Zhan disagreed with this: "I married Jiaxin because I love her, not for her to give birth to children for me. Even if we get married, we won't have children in the short term."

The matter of children was also discussed. Jiaxin wanted two, regardless of gender, saying that this way she would have a companion. But children are a matter of fate, not just wanting to have them.

Nie Jingwen had no choice but to change the topic and talk about work.

For this matter, Nie Jingwen specially held a board meeting on Monday. Nie Jingwen mentioned Nie Zhan's desire to borrow the bank's name at the meeting. It was said to be a consultation, but in fact it was just a notification. After all, Nie Jingwen held 49% of the shares and his die-hard fans had 10%.

An older director was a little excited when he heard this and said, "A Zhan is a good investor. Since he is going to open a branch in SL, he must be optimistic about SL's economy. I think we can open a branch with the third young master."

The main reason is that Nie Zhan has been very popular in recent years, and his wealth has increased several times. And her fiancée is even more lucky. Although SL is different from the Hong Kong city system, since he is ready to invest, he must be sure. If you can't eat meat, you can drink some soup.

In addition, two senior executives also think that what this shareholder said makes sense.

Nie Jingwen refused without thinking, and said the reason for the refusal was that the risk was too great and the benefits were unknown. Now Wansheng Bank has many mines. Once they go to SL to open a branch together, these mines may explode if they lose money.

After the meeting, the director who wanted to invest with Nie Zhan was full of resentment. When leaving, he said to another director: "Those old guys in Wansheng Real Estate are eating their fill with Ah Zhan. What about us? The dividends at the end of the year are not enough to spend."

If I had known earlier, I would have sold the shares of Wansheng Bank and bought shares of Wansheng Real Estate. That way, I would have made at least twice as much.

An old shareholder of the same age as him said, "We are a bank, so we still need to be stable. The third young master is too radical. Wansheng Real Estate's debt ratio was nearly 80% at its highest. During the stock market crash, the bank almost came to collect debts. Once the capital chain is broken, it will go bankrupt. On the other hand, Jingwen has always been steady."

Lu Jiaxin knew the result that night. She smiled and asked, "Did you invite your eldest brother to invest together, and then he refused?"

Based on Nie Zhan's personality, he must want to help Nie Jingwen get rich, but this man is too cowardly.

Nie Zhan did not deny: "Yes, I wanted to give him 10% of the shares, but I didn't expect him to be unwilling. Forget it, he is just like that."

Lu Jiaxin shook her head: "The economy of Hong Kong City will develop rapidly in the future. If it stagnates, it will definitely be left far behind and will be eliminated by the times."

To put it nicely, it is seeking stability, but to put it bluntly, it is sticking to the old ways and not seeking innovation and change. The 1980s and 1990s were the best time for the development of Hong Kong City's economy. If Wansheng Bank caught up with this trend, the hidden dangers could be solved; if it continues like it is now, there is only one result, that is bankruptcy.

Nie Zhan couldn't take him, so he had no other choice: "Kevrich replied to me, saying that he supports me to open a bank in Russia, but such a big thing needs to be discussed in person. I plan to go to Russia next week, one is to discuss the bank with Kevrich, and the other is to investigate the market."

Lu Jiaxin was a little moved, and just wanted to say that she had never been to Russia together, but she swallowed the words back: "Then you should be careful."

She was afraid that if the two of them agreed to go to Russia, something would go wrong and they would not be able to go. She was traumatized by the number of times she was stood up.

"Okay."