Chapter 340 Buying a Villa

After excluding the 130 million green coins that continued to speculate in foreign exchange, there were still more than 53 million green coins left. Lu Jiaxin gave 10 million green coins to Standard Chartered and Wan Guobao respectively. I asked two stockbrokers, and the other person didn't refuse her short order of Green Coin/Japanese Yen, but it could only be within 5 million, and leverage could not be used. No matter how small a mosquito is, it is still meat. Lu Jiaxin bought 5 million from two banks each. The remaining money was spent on stocks, because I bought ten blue chip stocks. Once the money was dispersed, Lu Jiaxin only had more than 23 million green coins left in HSBC's account.

Nie Zhan helped Lu Jiaxin inquire about the villa. He wanted Lu Jiaxin to buy the villa in Repulse Bay, so that the two of them would be close to each other and see each other more often. Just after asking around, there was no house that met her requirements. However, there were several villas in Deep Water Bay that met her requirements.

Lu Jiaxin was surprised when she heard that there were three luxury houses for sale in Deep Water Bay: "Why are there so many owners selling luxury houses in Deep Water Bay?"

After asking, I found out that these people had bought them elsewhere. Lu Jiaxin soon realized that the top of the mountain was now where the top wealthy people lived, followed by Repulse Bay. The rich live in these two places, and Deep Water Bay is relatively poor.

It’s not that the environment of Deep Water Bay is not good. On the contrary, the environment of Deep Water Bay is good and it is only more than ten kilometers away from the city. It is very convenient. Just out of political considerations, the British developed Repulse Bay first. Because of the geographical advantages of Deep Water Bay, it later became a gathering place for the top wealthy.

Lu Jiaxin said with a smile, "Okay, let's go look at the house on Sunday."

On Saturday, Lu Jiaxin happily went to see the house with Nie Zhan. Of the three villas, the first one without a garden was excluded first, the second one was magnificently decorated and the price was on the high side; the last one was well decorated, but the garden was a bit too small for her dissatisfaction.

The agent heard what Lu Jiaxin said and said with a smile: "Ms. Lu, if you think the garden is too small, you can apply to buy the land next to it."

Nie Zhan thought the agent's suggestion was good. He and Lu Jiaxin said, "Buy the land next to it. Not only can you expand your garden, but you can also build an auxiliary building for the bodyguards and maids to live in."

Lu Jiaxin asked worriedly: "Is the land next to it easy to buy? What if the government doesn't sell it to me?"

Nie Zhan said with a smile: "Your villa is here. Everyone values ​​privacy, and no one will buy the land next to it. Just apply, and the government will definitely approve it."

The owner of this villa asked for 48 million, and the agent said it could pay back 46 million. Lu Jiaxin feels that the price is so cheap. Don’t even think about it if it doesn’t reach 2 to 3 billion in more than 30 years, and the price is high but there is no market.

Seeing Lu Jiaxin generously booking this villa and signing the contract on the spot, the agent laughed from ear to ear. He could earn hundreds of thousands from just this one transaction.

Lu Jiaxin has money in hand and is ready to buy it in full.

Nie Zhan thought it was not worthwhile to buy it with full payment, so he asked Lu Jiaxin to buy it with a mortgage, so that the money saved could be invested. For a 20% mortgage, you only need to pay about 10 million. If you invest the remaining 30 million, you will definitely earn more than the mortgage interest.

Lu Jiaxin shook her head and said, "I have money on hand now, so it's easy to pay the full amount. It won't be too late to buy other properties in the future and then get a mortgage."

Even if you leave your money in the bank, it won't affect you if you spend some of it.

When Nie Zhan heard that she still had cash in her hand, he wanted to ask what kind of investment she could make so much money, but his reason made him restrain himself: "After buying this villa, you will definitely have to redecorate and decorate it. A lot of money."

Seeing that Lu Jiaxin did not change his mind, Nie Zhan added: "The media in Hong Kong City are well-informed. It would not be a good thing for you if the news spread and let them know that you bought the villa in full."

Lu Jiaxin was shocked. How could she forget that the security in Hong Kong City was not good and let the gangsters know that she had so much cash that they would not want to mess with her. Alas, you really need to be vigilant at all times!

Thinking of this, Lu Jiaxin said: "It's up to you, I'll buy it with a mortgage. 20% is too low, just 30% down payment!"

Seeing her frightened look, Nie Zhan asked strangely: "What did you think of?"

Lu Jiaxin expressed her concerns: "Nie Zhan, please remind me more when the time comes. Well, I still have to keep a low profile in the future, but don't get targeted by those gangsters. It would be too dangerous."

Nie Zhan laughed and said: "There are so many rich people in Hong Kong City, and your bodyguards are always following you closely. They dare not touch you."

Although the public security in Hong Kong City is not good, these people also choose people to kidnap, and not everyone dares to kidnap anyone.

Lu Jiaxin thought it was better to keep a low profile. A beautiful life has just begun, and you don't want to be constrained by those kidnappers watching you in the future.

After the house purchase contract was signed, Lu Jiaxin applied for the mortgage at HSBC Bank. She had more than RMB 100 million in cash in her account, and the loan was disbursed within three days, which was extremely fast.

After the loan is obtained, the transfer of ownership must be done. This is what Lu Jiaxin entrusted Yan Yihua to do. The good thing about having money is that no matter what you do, someone will take care of it for you.

When she returned to the apartment after school, Yan Yihua handed her the real estate certificate: "Miss Lu, congratulations."

When he went to apply for the mortgage and transfer, he knew that the house was the down payment made by Lu Jiaxin and had nothing to do with Sanshao Nie. People admire the strong. He doesn't know how Lu Jiaxin makes so much money, but he admires her ability to make money.

Lu Jiaxin opened it immediately after receiving the real estate certificate. After reading it, she couldn't help but kiss it. Well, the garden villa is my own.

What Lu Jiaxin didn't expect was that two days later, a gossip magazine published this story, with the headline that Nie Sanshao spent tens of millions to buy a villa for his love, and the mainland girl suddenly became a multimillionaire.

Lu Jiaxin has the habit of reading newspapers and magazines every day, so she saw this magazine at the first time. These Hong Kong media are so mean, they laughed at her so nakedly.

Qian Xiaoxiao was very angry after reading it and said, "Sister Xin, the villa was obviously bought by you, how can they say that it was bought by Master Nie? It's nonsense."

Lu Jiaxin said indifferently: "These people write anything to attract attention, let's not care."

Qian Xiaoxiao felt wronged for Lu Jiaxin.

"They are just curious. When something new happens, they will soon forget about me."

Gu Wenfeng thought more: "Boss, the villa you bought is nearly 50 million. Such explosive news, nothing can cover it for the time being. Also, the Nie family will definitely feel uncomfortable when they see it, and they may come to you directly."

Lu Jiaxin is not worried about this: "Nie Zhan will handle the relationship with their family well and will not let them run to me to complain."

Zong Jinghua said: "Boss, your money comes from a legitimate source. If the public knows, they will only admire you and worship you. If you don't say anything, this matter will probably continue for a while, which will cause great trouble to your life and study."

He actually doesn't understand why Lu Jiaxin can't tell others where she makes money. This is earned from foreign exchange speculation, not from illegal crimes, so there is no need to be afraid!

Lu Jiaxin said: "I don't like being sought after by others. The higher the praise, the heavier the fall. I still like to make a fortune quietly..."

These are all excuses, and the real reason cannot be said.