Chapter 654 [Bank Layout]

Everbright Building, Group Meeting Room.

Wu Guangyao called the heads of the three banks, China Everbright Bank, Hang Seng Bank, and Standard Chartered Bank, to a meeting.

At this time, Everbright Bank has become the second shareholder of Standard Chartered Bank (holding 15% of the shares);

Standard Chartered Bank Taipan (Hong Kong) Lipps also obeyed the second leadership position of China Everbright Bank under the warning of the head office.

Li Guowei of Hang Seng Bank looked at Lipps in surprise;

I was thinking in my mind, why is the executive of Standard Chartered Bank here?

Wu Guangyao first introduced: "They are all bankers in Hong Kong. I think everyone knows them! Let me introduce again. China Everbright Bank currently holds 15% of the shares of Standard Chartered Bank, so the business of Standard Chartered Bank in Asia will be supervised by China Everbright Bank. .”

Li Guowei suddenly realized that it was so!

But at this time, most of the financial circles in Hong Kong are probably kept in the dark!

This is one of Wu Guangyao's strategies. China Everbright Bank's investment in Standard Chartered Bank was carried out in a low-key manner, and even HSBC did not know about it;

However, HSBC must know that the entire Standard Chartered Bank has fallen into the hands of the British Keira family;

As for the relationship between Kaila and Wu Guangyao, HSBC also knew about it.

So, what HSBC will think, this is unknown!

In addition to Andri and Lei Hong from China Everbright Bank, Li Guowei from Hang Seng Bank, Lipps from Standard Chartered Bank (Hong Kong), and his son Wu Xianyi attended the meeting;

Wu Xianyi, 28 years old this year, has been promoted to the executive director of Everbright Financial Group, but it is impossible for Wu Guangyao to completely hand over power to him before the 1990s;

At the same time, it is impossible for Oriental Media Group to hand over to Wu Xianyi too early, the time depends on Wu Guangyao's mood;

However, apart from the Everbright Financial Department and Oriental Media Group, Baiyou Group should be completely handed over to him before he turns 30.

Wu Guangyao first said: "This time everyone is called to a meeting, the main content is to adjust the bank's business. From now on, real estate and securities-related loans need to be strictly controlled, and the objects of loans can only be those that can resist risks. businesses and businessmen."

The hearts of all the bankers were pounding,

The boss will not let everyone shrink the loan for no reason;

Then, something must have been discovered!

Lipps tentatively asked: "Another economic slump in Hong Kong?"

Wu Guangyao said: "I'm not a god, how can I predict it! However, everyone has worked in Hong Kong for so many years, and they also know that Hong Kong's economy has a cyclical law; therefore, I ask everyone to be stricter in controlling loans. !"

Real estate and securities have plummeted, not that loans cannot be made, but that they need to be loaned to companies and businessmen who can resist risks.

Lei Hong said: "The boss means that we need to be more cautious in lending, not to tell us not to do loan business, please don't over-interpret it! Otherwise, with the strength of the three of us, if we really want to take too much action, it will cause Hong Kong's banking industry, or even Panic in the entire economic market!"

Lei Hong, who has been with him for a long time, knows himself well. After all, in 1972, Everbright Bank had an experience.

Wu Guangyao nodded and said, "That's what it means! Let me give you an example. You should all know Chen Songqing, right?"

Everyone nodded, one of the hottest businessmen in the past two years, as a banker, how could he not know him?

Wu Guangyao said with a smile: "His Carrian Group has a market value of 3.5 billion Hong Kong dollars, so let me ask you, how much is Carrian Group worth?"

Lips thought for a while and replied: "Last year, Carrian Group sold a single building for 1.7 billion Hong Kong dollars, making a profit of 700 million Hong Kong dollars; plus, in the past two years, Carrian Group has invested in many companies and projects. Both are considerable assets...”

Lipps didn't know what Wu Guangyao meant, so he sang praises to Chen Songqing, implying that Chen Songqing was a talent.

It's not his fault, even the HSBC bank was tricked by Chen Songqing, lending a sum of money to Carrian Group;

Moreover, there are many banks in Hong Kong, and everyone was basically deceived by Chen Songqing, and they gave loans to Jianning Group one after another.

Li Guowei listened to Lips' words, and there was no refutation on his face, and he seemed to agree;

Come to think of it, if Wu Guangyao hadn't ordered the Hang Seng Bank, it might have been fooled as well.

Wu Guangyao said with a smile: "It seems that Chen Qingsong has deceived the entire Xiangjiang from top to bottom!"

Lipps looked at Wu Guangyao in puzzlement, and Li Guowei also became curious!

Wu Guangyao continued: "According to some information I have learned:

First, Chen Qingsong is a bankrupt real estate developer in Singapore, without any government relations in Southeast Asia;

Second, Chen Qingsong’s source of overseas funds is Umin Finance (Hong Kong Office) under Umin Bank Malaysia; and he has no relationship with Umin Bank Malaysia, but has a close relationship with the person in charge of Umin Finance; but , this relationship is based on interests, that is, if you give me a loan to speculate on Carrian stock, I will sell you Carrian stock at a low price, and that is the only thing.

Thirdly, the Golden Gate Building has not been sold so far. The so-called HK$1.7 billion deal is just a way to speculate on stocks. "

Wu Guangyao's words were like a depth bomb, which stunned everyone in the conference room.

Only Lei Hong is a little clearer, now hearing what the boss said, and thinking about the development of the whole incident, Lei Hong seems to understand;

"What the boss means is that Carrian Group is completely an empty shell, and all assets are purchased with bank money."

Wu Guangyao said with a smile: "Maybe there are a few million Hong Kong dollars!"

Lipps said incredulously: "Millions of Hong Kong dollars? Chen Songqing used a few million Hong Kong dollars to develop into a consortium of four or five billion Hong Kong dollars?"

Chen Songqing owns three listed companies with a market capitalization of four to five billion Hong Kong dollars;

It is really hard to believe that in 1978, he only had assets of 5 million to 10 million Hong Kong dollars.

Wu Guangyao said: "As long as there are banks willing to borrow money, he can quickly form a consortium of tens of billions of Hong Kong dollars; the important thing is that as long as Hong Kong's real estate continues to rise, there will be no problem with his operation."

Like a balloon being deflated, Lipps said, "But this balloon will burst if poked, and it will cause a huge shock in Hong Kong!"

Wu Guangyao emphasized: "I will analyze the growth of Carrian Group for you, but I don't want you to pop this balloon. It's not that we are desperate, but that everyone is immersed in a dream. If we say it now, there may not be anyone Believe it, and you may not be willing to believe it. Therefore, these words today are top secret, and everyone can only care about their own companies!"

Lei Hong added: "Not bad! If Standard Chartered Bank has Carrian Group's debts, transfer them out as much as possible, even if it is a loss; HSBC has a lot of money, it's best to throw it at them!"

Lipps nodded. Although HSBC and Standard Chartered are both British banks, the competition is the fiercest!

Li Guowei said with concern for the country and the people: "Since Mr. Wu predicts that Hong Kong's real estate and securities are risky, shouldn't we remind the public, after all, speculation is hot outside now!"

Wu Guangyao said with a smile: "Although you remind, everyone may not listen! Besides, every time speculation is booming, as a banking institution, don't we remind the public too little?"

Every time the stock market is booming, Wu Guangyao will indeed remind the public in the newspaper: the market is out of touch with reality, everyone should keep calm!

It is indeed useful, but it can only be managed for two or three days, which is equivalent to cooling down the market!

After three days, everyone will forget about it!

Moreover, there are so many people reminding the public that the Hong Kong government, HSBC, Hang Seng, and Everbright will all make some cooling remarks when the speculation is booming, but everyone remains the same!

Li Guowei suddenly smiled wryly. Not only is it useless, but some people will accuse him of meddling in his own business!

Lei Hong explained: "The important thing is that we are only predicting that real estate and securities may fall, but we have no evidence; once we make a wrong prediction, it will offend many people. Therefore, we can only report in the newspaper You should post some 'calm down everyone' remarks on the Internet, but not 'real estate and securities are going to plummet'."