Chapter 434 Life Is Not Lin Daiyu

437. Life is not Lin Daiyu

After opening the door, Wang Xiuxiu looked at the crowd outside the door and frowned. The leading man introduced: "Hello, Ms. Wang, we are from Jardine Matheson Bank. Your loan has been overdue for one month. We are very sorry that we are here to seal the house this time."

"Manager Wang, isn't there still 3 days before the deadline?" Wang Xiuxiu said anxiously.

The leading man shook his head and said: "Sorry, Ms. Wang, because your credit has been reduced, the first loan has expired, and your loan for this house has also been overdue for 3 days."

"I." Wang Xiuxiu opened her mouth but still didn't say anything.

Seeing Wang Xiuxiu like this, Manager Wang thought for a while and said: "How about this, Ms. Wang, you pack up your things today. Tomorrow we will bring people from the court to seal it, and this is also the last deadline we give you."

"Thank you." Wang Xiuxiu said with difficulty.

The people from Jardine Matheson Bank looked at it and said nothing more, turned around and walked towards the house next door. Wang Xiuxiu looked at the door next door and was knocked open, mixed with the screams of women.

After closing the door, Wang Xiuxiu felt mixed emotions.

This time, the housing price bubble in Hong Kong has made many people feel desperate again. Of course, most people who cannot afford to buy a house are very happy because they finally don't have to live in a coffin room.

But a small number of people like Wang Xiuxiu suffered. The house price fell and the company was gone. They still owed a lot of loans and workers' wages.

Is it pitiful? Yes and no. Too many Hong Kong artists want to learn from the previous Li family's routine, raise the rent or do some reselling to make a fortune, but this is very dangerous.

In Hong Kong, an ordinary stockholder dares to use 5 times leverage, and senior stockholders start with 10 times leverage. Many transformed gangsters have transformed into gambling companies.

There are many such companies in Hong Kong. For example, if you only have 10,000 yuan, if you find a gambling company, they can give you 20 times or even 50 times the funds, but each transaction requires a high transaction fee of 1%, up to 5%.

How to say it? If you use 10,000 yuan to borrow 500,000 yuan from a betting company, the minimum transaction fee is 5,000 yuan. If the stock does not rise, then your principal will be gone after two transactions, and then the company will ask you to increase your position to increase the margin. If you can't increase your position, the company will cancel your operating account.

Even if you have 500,000 yuan and a 10% limit, it is only 50,000 yuan, but they have not lost anything and can still make 5,000 yuan from you. This kind of business can be said to be profitable.

In particular, many companies directly eat the principal and do not allow you to trade at all. Because no matter what, they are always the biggest winners. Don't look at the mere 10,000 yuan, but with more people, their profits are very considerable.

However, companies nowadays have learned to be smart, because such false transactions will be caught. So most people choose to give 10-20 times the safety lever.

Most of these are companies opened by associations, and the handling fee for a 20-fold leverage transaction is 2 points per hand. Even if you just used 10,000 yuan to get a 200,000 yuan account, your capital will be gone after one transaction. At this time, you need to increase the margin to continue to control the account.

So why do these companies make so much money?

Wang Xiuxiu also learned to speculate in stocks before, but the result was that her savings of many years were swept away. She decided to start her own company out of helplessness, but she didn't expect to lose everything again.

There are too many artists like this in Hong Kong. They all think they can make money, but to put it bluntly, they are just some high-level leeks.

There are many artists who go into business, but those who can make money are rare. Most of them are lost because of their own losses.

Why are there so many financial companies in Hong Kong? In the final analysis, it is because they are too gambling.

The "obsession" of the rich is deeply rooted in the hearts of many Hong Kong people. Why did the artists buy Mercedes-Benz to set off themselves when they became popular? To put it bluntly, it's all vanity.

However, those who have no capital but want to make money from the capital market will have a miserable end. When the leeks at the bottom wake up, the middle-level leeks will be hurt.

For example, Wang Xiuxiu is now facing a "desperate" situation. She is now in debt of over 100 million. Even after the property is liquidated, her borrowing is still very scary.

She was unwilling to take out a calculator and began to calculate her interest and debt. First, the loan from Dafei Financial Company is as high as 50 million, and then the mortgage is 50,000 a month. She still has 3 million mortgages to pay off. The first loan of 30 million from Zhada Bank is due in a few days, plus other loans. There is a total gap of more than 100 million.

This is the end of not having the strength to take on big jobs. She thought that the payment was a life-saving money before. Unexpectedly, it was the fuse that accelerated her bankruptcy.

After all the properties under her name are liquidated, at most more than 30 million debts can be paid off. The remaining 70 million are all for her to pay back.

After sitting down with a sigh, she now understood why Qiu Zhen's family had to run away. There was no way she could pay off such a huge debt after falling.

Hong Kong now is not like the 1990s when a movie paid several million yuan. Even now, if a popular artist can earn 1 million yuan for a commercial performance, it is already considered good.

Not to mention that for an artist like her who has already "retired", if she can get 500,000 yuan for a movie if she makes a comeback now, it is already very good.

But even if it's 500,000 per movie, she needs to shoot more than 140 movies to make up for the debt. The premise is that the interest has not been calculated.

Hong Kong can shoot no more than 50 movies a year, let alone TV series. No more than 10 TV series a year.

Just when she was helpless, Zhang Zhimei's phone rang.

"Go to Shanghai?" Wang Xiuxiu heard Zhang Zhimei's voice on the south end of the phone and asked.

"Yeah, I'll wait for you at Wanda. Ah, I have something else to do, so I'll hang up first." Zhang Zhimei's voice came.

Although she had some doubts, she heard Zhang Zhimei say that there was a chance to pay off the debt there. After thinking about it, she decided to go there once. Anyway, it's like this now.

In the Wanda Hotel in Shanghai, Zhang Zhimei said coquettishly: "Are you satisfied, bad guy?"

"Hehe, very satisfied, go and change into that black suit, and remember to wear stockings." Tang Wen smiled and pinched Zhang Zhimei's chin and said.

"Okay, I hate it so much." Zhang Zhimei said shyly.

After she changed her clothes, Tang Wen picked up the "high-definition digital camera" he had prepared and said with a smile: "Come on, look here, right, right, that's it."

Looking at Zhang Zhimei who was constantly posing, Tang Wen said happily in his heart: "Sure enough, learning makes me happy."